Tag Archives for " owner financing "

Lease Option vs Contract for Deed

Many investors are generally familiar with the concepts lease option and contract for deed (aka “installment land contract”). Many investors confuse the two, and this article will help you understand the tax, legal, and practical issues between a lease option vs contract for deed. Lease Options First, let’s start with the lease option, which is really two […]

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5 Great Reasons to Use Land Trusts

Do you own real estate in your own name or an LLC?  If so, you are a sitting duck for tenant lawsuits, the IRS and code enforcement.  Whether you own in your own name or an LLC, the information is public about who’s behind the ownership of your properties, and that makes it difficult to […]

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10 Reasons Why Lease Options Make Sense in Real Estate Investing Part 1

There are literally dozens of ways to purchase a property with little or no money down. These tend to work well with real estate investors that are just starting out or the experienced investor that is reaching the limits of their available cash and/or credit. For these investors, a lease option (also known as rent […]

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12 Tips on Setting your financial goals Part One

I bet you wrote down your goals on January 1st this year.  Is that all?  Did you re-think them this month and write it down again?  If you don’t know what your goals are, how are you going to measure whether you’ve reached them?  And, I would bet that if you didn’t write them down […]

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Negotiating Seller Financing

Seller financing – it’s every investors’ dream. So how do you get a seller to agree to carry the payments?  And, more importantly, how do you get the seller to take a really small down payment? Please note, all of these techniques work in my home state of Colorado and will work in most states, […]

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Basics of Owner Financing

Let’s discuss how the basics of owner financing, which is different depending on whether the seller has existing financing on the property. Property Owned Free and Clear Let’s begin the discussion with a simple explanation of owner financing with a property that is owned free and clear of any mortgage liens, that is, there is no debt […]

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Owner Financing Dodd-Frank and the SAFE Act

Owner Financing, Dodd-Frank and the SAFE Act… If you are selling properties to owner-occupants and doing selling financing, you ought to be aware of some comprehensive new regulations that have been in effect for a few years, and a real zinger that went into effect on January 10, 2014. A few years ago, the “SAFE […]

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