Category Archives for Financing

Lease Option vs Contract for Deed

Many investors are generally familiar with the concepts lease option and contract for deed (aka “installment land contract”). Many investors confuse the two, and this article will help you understand the tax, legal, and practical issues between a lease option vs contract for deed. Lease Options First, let’s start with the lease option, which is really two […]

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10 Reasons Why Lease Options Make Sense in Real Estate Investing Part 2

There are literally dozens of ways to purchase a property with little or no money down. These tend to work well with real estate investors that are just starting out or the experienced investor that is reaching the limits of their available cash and/or credit. For these investors, a lease option (also known as rent […]

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10 Reasons Why Lease Options Make Sense in Real Estate Investing Part 1

There are literally dozens of ways to purchase a property with little or no money down. These tend to work well with real estate investors that are just starting out or the experienced investor that is reaching the limits of their available cash and/or credit. For these investors, a lease option (also known as rent […]

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Owner Financing Real Estate for Colorado and Other States

There are many benefits for doing an owner-carry installment sale as opposed to conventional financing for both the buyer and seller. Sometimes the advantages inure to the benefit of one or the other, but in most cases, the transaction is “Win/Win” for both parties. All of these techniques work in my home state of Colorado, […]

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Lease/Option Tips & Strategies

Lease/Options can be fun and profitable, but there are certain pitfalls. The following are some practical, legal and tax tips I have learned from doing many lease/options deals over the years. Protecting Your Option Lease/options are great, except when the seller decides not to live up to his end of the bargain. Sure, you can […]

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A Quick Explanation for Understanding Loan Terms

When considering an investment property loan from an institutional lender, you need to consider many of the variables involved in the loan terms being offered. Interest Rate The cost of borrowing money, i.e., the interest rate, is one of the most important factors. Interest rates affect monthly payments, which in turn affects how much you can afford […]

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Borrowing Money with Your IRA

Most people think that an IRA cannot borrow money.  In fact, an IRA can borrow money so long as the debt is WITHOUT RECOURSE (i.e., contains language in the note limiting the recourse of the lender to the asset collateralized).  The IRA owner cannot personally guarantee the debt either, including a personal guaranty on a […]

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Creative Real Estate Options

Creative real estate investing is defined as the usage of non-traditional ideas and methods of selling and buying properties. Here, the buyer will initially secure his finance taken from a lending organization and pay the full amount together with borrowed funds which will serve as his down payment. This technique works well in my home […]

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