Category Archives for Financing

10 Reasons Why Lease Options Make Sense in Real Estate Investing Part 2

There are literally dozens of ways to purchase a property with little or no money down. These tend to work well with real estate investors that are just starting out or the experienced investor that is reaching the limits of their available cash and/or credit. For these investors, a lease option (also known as rent […]

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10 Reasons Why Lease Options Make Sense in Real Estate Investing Part 1

There are literally dozens of ways to purchase a property with little or no money down. These tend to work well with real estate investors that are just starting out or the experienced investor that is reaching the limits of their available cash and/or credit. For these investors, a lease option (also known as rent […]

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A Quick Explanation for Understanding Loan Terms

When considering an investment property loan from an institutional lender, you need to consider many of the variables involved in the loan terms being offered. Interest Rate The cost of borrowing money, i.e., the interest rate, is one of the most important factors. Interest rates affect monthly payments, which in turn affects how much you can afford […]

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Lease/Option Tips & Strategies

Lease/Options can be fun and profitable, but there are certain pitfalls. The following are some practical, legal and tax tips I have learned from doing many lease/options deals over the years. Protecting Your Option Lease/options are great, except when the seller decides not to live up to his end of the bargain. Sure, you can always sue […]

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What is There to Know About HUD, FHA Loans and Title Seasoning?

With HUD properties, title seasoning, FHA loans, and short sales, investors have had some confusion regarding the rules.  This article will help clarify all of these issues for you.HUD is the United States Department of Housing and Urban Development, a government agency whose goal is to increase homeownership, support community development.  The Federal Housing Administration (FHA), which […]

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Borrowing Money with Your IRA

Most people think that an IRA cannot borrow money.  In fact, an IRA can borrow money so long as the debt is WITHOUT RECOURSE (i.e., contains language in the note limiting the recourse of the lender to the asset collateralized).  The IRA owner cannot personally guarantee the debt either, including a personal guaranty on a […]

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Real Estate Financing 101

money tree

Money Doesn’t Grow on Trees – So Where Should You Look?It is possible to get into the real estate investing business with very little or no cash. You can be a dealer – someone who finds bargain properties, signs purchase contracts with the homeowners, and then sells the contracts to more well-heeled investors – with very little […]

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Understanding Loan Terms

When considering an investment property loan from an institutional lender, you need to consider many of the variables involved in the loan terms being offered. Interest Rate The cost of borrowing money, i.e., the interest rate, is one of the most important factors. Interest rates affect monthly payments, which in turn affects how much you can afford […]

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